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IRM Insurance

11002 Kingston Pike, Suite 103
Knoxville, TN 37934

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IRM Insurance Blog

When is it necessary to get auto insurance?

The majority of people in the Knoxville, TN area will find that buying a car is a good investment. With a car in this area, it will be much easier to get around town. If you are going to look for a car here, you will need to get the proper insurance policy to protect it. There are several reasons why it will be necessary for you to get auto insurance here.

Coverage Required by Law

One reason that it will be necessary for you to get car insurance is that it could be required by law. When you drive a car in Tennessee, you will need to meet the state laws regarding liability insurance. If you do not have this insurance coverage in place and are caught, it is likely that you will be fined and could lose your right to drive a car for a period of time.

Coverage Required by Lender

It may also be necessary for you to get auto insurance if you have taken out a car loan. Those that finance the purchase of their car with a loan will have certain loan agreement requirements that need to be met. This could include requiring you to have a full collision and comprehensive insurance policy as it will give the lender excellent protection for their collateral. 

As you are looking for auto insurance in the Knoxville, TN area, you should call IRM Insurance. The team at IRM Insurance can offer you many forms of protection that can give you the coverage that you need. If you want insurance, we can answer any questions you have about your needs and options. This will help ensure you are protected and stay in compliance with all obligations that you have.