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11002 Kingston Pike, Suite 103
Knoxville, TN 37934

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IRM Insurance Blog

Details You Need To Know About Cyber Liability Insurance

In today’s society, technology is continually evolving and helping us with daily tasks. Unfortunately, there are cyber hackers ready to steal any type of information or money that they can from businesses. It is horrible that cyber hackers believe that they can steal anything from anyone. However, there is a way to protect yourself/your business in the worst-case scenario.

We are IRM Insurance, and we are based in Knoxville, TN. Created in 2013, we have provided our local businesses with a wide array of insurance options. It is never enough protection to have with the information your business has in its database. Cyber liability insurance is crucial to have as a business owner because you are essentially responsible for the sensitive information of thousands/millions of people. Cyber hackers seem to find new ways of breaching into databases, and you do not want your business to be held liable for something you did your best to protect. 

What is cyber liability insurance?

Cyber liability insurance is a policy to cover the cost for a business to recover from a data breach, virus, or other cyberattacks. Businesses need to protect all of the sensitive information that they have stored from their clients/consumers as much as possible. If for any reason a database full of information such as (but not limited to) social security numbers, identification information, phone numbers, date of births, bank account numbers, and credit card numbers are stolen, this policy will help.

Are there any questions or concerns you would like for our agents to assist you? You can reach us at our office in Knoxville, TN via phone by calling (865) 579-0500. Feel free also to send an e-mail at your earliest convenience. One of our agents will assist you in a timely fashion to answer your questions/thoughts/concerns.